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Academy of IRMBR Volume  4, January, 2016
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Rural Infrastructural Needs in Agricultural Transformation Agenda in Itesiwaju Local Government Area of Oyo State, Nigeria.

The study analyzed the infrastructural facilities needs in Itesiwaju Local Government Area of Oyo State, Nigeria. multistage sampling technique was used to select 80 respondents in the study area, structured interview schedule were used to obtain the data for the study, with respect to objectives of the study which investigate infrastructural facilities needs of the respondents; level of needs of infrastructural facilities by the respondents; examine reasons for infrastructural facilities needs by the respondents in the study area. Data collected were analyzed using frequency distribution, percentages and mean scores as descriptive statistical tools; while chi-square was used as inferential statistical tool. The findings revealed that majority (60.0%) of the respondents were male while female were (40%), most of the respondents were married (62.5%) and they were educated 78.7%, while only 21.3% did not have formal education. The infrastructural facilities identified by the respondents include good road network, (100.0%), electricity (98.8%), schools (100.0%), health care centre (100.0%), portable water (90.0%), communication facility (88.8%) and others such as crop storage facilities, agro-allied centre’s and financial institutions. There were significant relationship between infrastructure needs and sex-(x2=3.84) age-(x2=43.77) education-(x2=16.63) primary occupation-(x2=175.30) at 0.05 level of significance. The study therefore recommends that infrastructural facilities indicated should be provided in the area in other to improve the standard of living and to ensure its adequate maintenance for sustainability of rural population and agricultural production improvement that would grants the rural populace the means to be food secure through extension services. This is the main goal of agricultural transformation agenda facilitated and financed by Federal Government of Nigeria through Federal and State Ministry of Agriculture. Key Words: Rural, Infrastructure, Transformation, Itesiwaju, Oyo, Nigeria.
AYANWUYI, EMMANUEL 1-6 Download(454)

Public Perception of the Effectiveness of Less Cash Society

Less Cash Society is an innovation proposed by Bank Indonesia in promoting a new payment system that is secure, efficient, and smooth in financial transactions among people; as well as an efforts to solve problems arising from the use of cash such as increasing money supply which leads to inflation and costly materials to print cash. This study used descriptive qualitative method; using data collection techniques such as observation, interview, and documentation. This study was conducted in the village of Tanggulturus, Besuki district, Tulungagung regency. The results showed that: 1) The implementation of Less Cash Society in Tanggulturus was low and ineffective due to some challenges appeared, 2) Challenges faced by the villagers in the application of Less Cash Society are old-fashioned by way of thinking, lack of information, fear of the risks of use, low quality of human resources, costly administration, and the lack of supporting facilities, 3) The result of applying Less Cash Society has proved to be effective in the payment system with indicator such as safety, efficiency, and expansion. Key Words: Less Cash Society, Payment System, Effectiveness.

Science, Technology, and Innovation Indicator Systems as Sociotechnical Systems: A Comparative Analysis of the United States, China, and Mexico

The purpose of this study is to compare the indicators for Science, Technology, and Innovation (STI) of three countries based on the ways in which these indicators structure, categorize and process information. STI indicators are here understood as sociotechnical systems. The concepts of system, structure, epistemic object, and technological object will aid in the understanding these sociotechnical systems. The STI indicator systems compared are the ones of the United States, China, and Mexico. Key Words: Science Indicator Systems, Technology and Innovation, Sociotechnical Systems, Indicator Methodologies, Techno-Epistemic Object, Scientific Policy.

Role of Technology in Combatting Bank Frauds: Perspectives and Prospects

Banks are the engines that drive the operations in the financial sector, money markets and growth of an economy. With the rapidly growing banking industry in India, frauds in banks are also increasing very fast, and fraudsters have started using innovative methods. As part of the study, a questionnaire-based survey was conducted in 2013-14 among 345 bank employees to know their perception towards bank frauds and evaluate the factors that influence the degree of their compliance level. This study provides a frank discussion of the attitudes, strategies and technology that specialists will need to combat frauds in banks. In the modern era, there is “no silver bullet for fraud protection; the double-edged sword of technology is getting sharper, day-in-day-out.” The use of neural network-based behavior models in real-time has changed the face of fraud management all over the world. Banks that can leverage advances in technology and analytics to improve fraud prevention will reduce their fraud losses. Recently, forensic accounting has come into limelight due to rapid increase in financial frauds or white-collar crimes. Key Words: Combatting Frauds, Banking Industry, RBI, Risk Management, Use of Technology, Current Scenario, Future Challenges.
MADAN LAL BHASIN 21-37 Download(475)

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